Jason Scott TMG The Mortgage Group
Jason Scott, Edmonton Mortgage Broker
We will educate you, walk you through the process, and help you find the right mortgage for this chapter of your life.
18+ years in business · Education and advice first
Edmonton desk
Alberta mortgages with education first
Jason Scott compares purchase, renewal, and refinance paths against the documents you actually have. The office is 10525 170 Street NW Unit 107, Edmonton, AB T5P 4W2.
Call 780-721-4879 or apply online when you are ready to upload. Calculators on this site are estimates, not offers.
Who and where
Households and Alberta cities
See who we serve for first-time, renewal, self-employed, and investment chapters. See where we serve for Edmonton and nearby cities.
Regulated under RECA. Verify licensing via RECA ProCheck. Equal Housing Opportunity principles apply.
Which chapter are you in?
Pre-approval before you tour. Purchase when you have an address. Renewal before you sign the bank letter. Refinance when you want to use equity.
We’ve been using Jason for all our mortgage needs for almost 20 years. He has always been helpful and professional.
Education and guidance
Experienced mortgage educators who understand your situation
Jason will educate you, answer your questions, and make the process feel easier. The job is a plan you understand, not a pitch about how many lenders sit on a shelf.
He works Edmonton applications every week: a first offer in Oliver, a move to Terwillegar, a renewal in St. Albert. You get a trusted local network of realtors, lawyers, inspectors, and appraisers, plus the I Love Edmonton Real Estate podcast and Jason’s book Approved! Mortgage Advice for All Stages of Life.
- Clear explanations of insurance, penalties, and qualifying rules before you commit
- Personalized strategies for buyers, renewers, investors, and self-employed clients
- Follow-through when timelines get tight and conditions need to move
Services
Purchase, renewal, refinance, and first-home help
Start with the service that matches the work, then use the guides when you want more depth.
Purchase
Buy with a plan that balances rate, terms, and flexibility.
Purchase pathPre-approvals
Know your budget before you tour.
Get pre-approvedRenewals
Compare options before you sign the bank letter.
Renewal optionsRefinance
Access equity or restructure payments with purpose.
Refinance optionsSpecialized paths if one of these is your situation:
Edmonton and nearby
Neighbourhoods and communities we know
Local streets change the payment. Jason works these areas every week, not from a generic Alberta script.
Edmonton neighbourhoods
Surrounding communities
Google reviews
What Edmonton Homebuyers Say About Us
Comments from people who bought, renewed, or refinanced with Jason. See all Google reviews, or read more on the reviews page.
Jason was extremely knowledgeable and explained all of our options in a way we could understand. He even worked in the middle of the night to lock our rate.
We had a challenging, drawn-out purchase and Jason was quick to respond. He did everything he could to get us the best mortgage possible.
As a first-time buyer, Jason made the process easy. He answered every question respectfully and without error.
Should you call a broker or walk into your bank?
If you only want the product on one institution’s shelf, a bank branch can be fine. If you want options compared, trade-offs explained, and a plan that looks past the first term, start with an independent broker. Jason leads with education and advice, then shops lenders to find the right solution for you.
Not sure yet? Read the FAQs, try a mortgage calculator, or jump into the 2026 Edmonton buying guide.
Common questions
Edmonton mortgage FAQs
What is the minimum down payment for a first-time buyer in Edmonton?
For many purchases under $500,000, buyers can start with 5% down, with mortgage default insurance typically required under 20% down. Your exact number depends on price, property type, and program rules. Run scenarios in the mortgage calculator, then confirm with a pre-approval.
How does a mortgage pre-approval work?
A pre-approval reviews your income, credit, and down payment so you know a realistic budget before you write offers. Rate holds are often available for a limited window, which can strengthen your position in competitive Edmonton neighbourhoods. Start on the pre-approvals page.
Fixed or variable, which is better right now?
Can I use home equity to refinance?
Often yes. Many homeowners can access a portion of their equity for consolidating debt, renovations, or other goals, subject to lender rules and your overall affordability. See the refinance service and the HELOC guide for the differences.
Ready for a clearer mortgage plan?
Call Jason. He will educate you, answer your questions, and make the next step easier.