Jason Scott | Edmonton Mortgage Broker

Independent Edmonton mortgage advice designed around your goals, your timeline, and your future plans.
With over 15 years in the YEG real estate market, Jason Scott is known for clear guidance, thorough analysis, and putting clients first – the same honest advice he’d give his own family.

Call Jason Today: 780-721-4879

Key Benefits of Partnering with Jason Scott

• Unbiased Expertise for Edmonton Homeowners
  Over 15 years in the YEG market. Independent advice free from bank ties – often securing better rates than the big banks (current 5-year fixed rates starting at 3.8%).
• Personalized Strategies to Save Thousands
  Tailored mortgage plans for first-time buyers, investors, and homeowners. Smart pre-payment strategies to reach mortgage-free faster.
• Stress-Free Process with Local Support
  Seamless pre-approvals, trusted network of Edmonton realtors, inspectors & lawyers, plus helpful resources like the “I Love Edmonton Real Estate” podcast.

Why Edmonton Homebuyers Choose Jason Scott – TMG The Mortgage Group

In Edmonton’s competitive market, the right broker makes all the difference. Here’s why thousands of local clients trust Jason:

• Access to Canada’s Best Rates
  Shop 20+ lenders as an independent broker. Variable rates as low as ~3.5% and fixed rates that regularly beat big banks.
• Education-First Approach
  Clear explanations of high-ratio mortgages, IRD penalties, and more. Read Jason’s book “Approved! Mortgage Advice for All Stages of Life”.
• Proven Local Track Record
  Specialists in first-time buyers, relocations, refinances & investment properties. Read client reviews.
• Full Local Support Network
  Vetted Edmonton professionals + market updates on Instagram @mortgagejason.
• Long-Term Savings Focus
  Maximize pre-payments, review renewals, and build a mortgage plan that fits your life goals.

Or call 780-721-4879 | Apply Online

Frequently Asked Questions

Common questions from Edmonton first-time buyers in areas like Oliver, Strathcona, Glenora, and beyond.

Q: What is the minimum down payment for a first-time home buyer in Edmonton?

A: Just 5% for homes under $500,000. Use our mortgage calculator to run your numbers.

Q: How does a mortgage pre-approval work?

A: We lock in a rate for up to 120 days and give you a clear budget. Pre-approvals make your offers stronger in Edmonton’s competitive market. Learn more.

Q: Fixed or Variable rate – which is better right now?

A: Fixed offers stability. Variable can save money if rates drop. We’ll recommend what best fits your situation. See current rates.

Q: Do I need mortgage insurance?

A: Yes if your down payment is under 20%. It allows you to buy with as little as 5% down. Learn more.

Q: What are typical closing costs in Alberta?

A: Plan for 1–1.5% of the purchase price. Our purchase guide gives you clear estimates.

Q: Can I use home equity to refinance?

A: Yes – access up to 80% of your equity for debt consolidation, renovations, or investments. Speak with our refinance team.

More questions? Visit our full FAQs page.

Personalized Mortgage Solutions – Let Edmonton Mortgage Associate Jason Scott Be A Trusted Partner Who Will Help You Get a Great Mortgage for your Family Home or Investment Property. Jason Scott your Mortgage Broker in Edmonton, AB Canada.

When you work with me, you’ll walk away feeling confident in your mortgage decision.

• You’ll actually enjoy the process of home-buying, knowing that you’re saving time, effort, and stress.
• You’ll understand your mortgage, inside and out.
• You’ll get competitive rates from a variety of banks and products.

Are you a first time home buyer? Are you relocating to Edmonton, AB? The first time going through the mortgage process can feel like an overwhelming amount of information. That’s where I come in as a mortgage broker near you. My passion is in breaking down every step and making it easy for you to get into a new home. You want someone you can trust, who will work in your best interest. Let me empower you to enjoy the process of home-buying.

Not your first time? I also work with clients looking to move up to their dream home and pay their mortgage off as soon as possible.

Have debt? I can work with you to consolidate your credit card debt into a new mortgage and lower your monthly payment, saving you money every month and getting you into a home sooner.