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Unlocking Homeownership: How Métis Down Payment Grants in Alberta Can Transform Your Mortgage Journey in 2025

October 8, 2025

In the ever-evolving YEG real estate market, achieving homeownership can feel like a daunting task, especially with rising property prices. But for Métis Citizens in Alberta, a powerful opportunity has reopened: the Métis Down Payment Assistance Program. Offering up to $20,000 in forgivable loans, this grant is a game-changer for…

How to Finance a Garden Suite in Edmonton

Jason Scott

October 3, 2025

Mortgages

Garden suites (also called carriage homes, backyard homes, laneway homes) are popping up across mature neighbourhoods in Edmonton. They’re often built above a garage on an existing lot and can add significant value to your property while also providing rental income or multigenerational living space. Keep reading or watch my…

Infill and Edmonton’s 2025 Municipal Election

Jason Scott

September 22, 2025

Mortgages

Infill is one of the hottest issues in the 2025 Edmonton municipal election. For mature neighbourhoods like Hazeldean, Ritchie, Bonnie Doon, Crestwood, and Glenora the question isn’t whether development will happen, it’s how. Keep reading or watch my video for more details: Why Infill Matters Infill replaces older homes, sometimes…

Why the Bank of Canada Held Rates (& What It Means for Your Mortgage)

Jason Scott

July 30, 2025

Mortgages, Purchasing a new home

The latest Bank of Canada rate decision may have disappointed anyone hoping for a cut, but it wasn’t exactly surprising. Inflation remains stubborn, and a stronger-than-expected job market, combined with U.S. tariff concerns, is keeping pressure on prices. Continue reading or watch my video for more details: Why the Bank…

How Métis Buyers Can Take Advantage of the Down Payment Grant Program

Jason Scott

July 24, 2025

Mortgages, Purchasing a new home

If you’re Métis and dreaming of homeownership, there’s good news. The Métis Nation of Alberta’s Down Payment Assistance Program is set to reopen in August. This initiative can offer up to 5% of the purchase price toward your down payment, which is a substantial help, especially in today’s high-cost housing…

Why a 120-Day Rate Hold Could Save You Money in 2025

Jason Scott

July 21, 2025

Mortgages, Purchasing a new home, Qualifying for a Mortgage

If you’re planning to buy a home or renew your mortgage in 2025, it might be time to move fast and get a rate hold. Lenders are starting to increase fixed mortgage rates due to inflation worries and global trade uncertainty. Continue reading or watch my video for more details:…

How American Politics Are Driving Up Canadian Mortgage Rates

Jason Scott

July 17, 2025

Mortgage Refinance, Mortgages

In Canada, we often think interest rates are only affected by what the Bank of Canada does. But right now, international headlines and politics, especially from south of the border, are sending shockwaves through our bond market. Talk of renewed tariffs from Donald Trump has created enough uncertainty that bond…

Why You Shouldn’t Order Your Own Appraisal Before Refinancing

Jason Scott

July 7, 2025

Mortgage Refinance, Mortgages

Many Canadians are refinancing their mortgage to lower monthly payments or manage high-interest debt. With interest rates still elevated and the cost of living rising, pushing out amortization can help ease the financial pressure, but you shouldn’t order your own appraisal before refinancing, here’s why. Keep reading or watch my…

What to Watch for in a Private Condo Purchase

Jason Scott

July 3, 2025

Mortgages, Purchasing a new home

In today’s market, more tenants are purchasing their condos directly from landlords. With condo values staying relatively flat or declining in recent years, some landlords are choosing to sell off their properties privately. Continue reading or watch my video for more details: Why an Appraisal Might Be Required for a…

Using Your RRSP for a Down Payment as a First-Time Homebuyer

Jason Scott

June 26, 2025

Mortgages, Purchasing a new home, Qualifying for a Mortgage

As a first-time homebuyer, you can withdraw up to $60,000 from your RRSP to put toward your down payment. This is part of the federal Home Buyers’ Plan (HBP), which will allow you to access your retirement savings early, without tax penalties, as long you repay your funds over time.…

News

Unlocking Homeownership: How Métis Down Payment Grants in Alberta Can Transform Your Mortgage Journey in 2025

How to Finance a Garden Suite in Edmonton

Infill and Edmonton’s 2025 Municipal Election

Why the Bank of Canada Held Rates (& What It Means for Your Mortgage)

How Métis Buyers Can Take Advantage of the Down Payment Grant Program

Why a 120-Day Rate Hold Could Save You Money in 2025

How American Politics Are Driving Up Canadian Mortgage Rates

Why You Shouldn’t Order Your Own Appraisal Before Refinancing

What to Watch for in a Private Condo Purchase

Using Your RRSP for a Down Payment as a First-Time Homebuyer

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