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Using Your RRSP for a Down Payment as a First-Time Homebuyer

June 26, 2025

Mortgages, Purchasing a new home, Qualifying for a Mortgage

As a first-time homebuyer, you can withdraw up to $60,000 from your RRSP to put toward your down payment. This is part of the federal Home Buyers’ Plan (HBP), which will allow you to access your retirement savings early, without tax penalties, as long you repay your funds over time.…

Who Owns the Appraisal on Your Home?

Jason Scott

June 20, 2025

Mortgages, Purchasing a new home

If you’re refinancing your home or buying through a private sale, you may be surprised to learn you don’t actually own the appraisal, even if you paid for it. This is one of the most common misconceptions I see as a mortgage broker. Continue reading or watch my video for…

Save on Edmonton Homeownership with Alberta’s 2025 Property Tax Deferral Program

Connection Inc

June 19, 2025

Mortgages

Owning a home in Edmonton’s bustling market is rewarding, but rising costs can strain budgets. Alberta’s Property Tax Deferral Program, expanded in 2025, lets low-income homeowners defer property taxes, easing financial pressures. As a trusted mortgage broker in Edmonton, AB, Jason Scott – TMG The Mortgage Group – Edmonton Mortgage…

Understanding Your Purchase Contract: What Happens When Extras Are Included

Jason Scott

June 11, 2025

Mortgages, Purchasing a new home

When buying a home, it is easy to get excited about extras that may be listed in the purchase contract. Items like hot tubs, lawn tractors, or furniture often come up, but how do lenders treat these additions when reviewing your mortgage? Continue reading or watch my video for more…

What Does the June 4th Bank of Canada Rate Announcement Mean for You?

Jason Scott

June 4, 2025

Mortgages, Purchasing a new home

The Bank of Canada held steady this June, no changes were made to the key lending rate. For homeowners with a variable or adjustable-rate mortgage, that means your payments remain the same for now. Watch my video or read on for more details! Why Was There No Change to the…

Navigating the Spring Housing Market: Tips for First-Time Homebuyers in Edmonton

Jason Scott

June 2, 2025

Mortgages

Spring is traditionally the busiest time in real estate—and Edmonton, AB is no exception. If you’re a first-time homebuyer navigating this fast-paced market, it’s important to be prepared. Working with an experienced mortgage broker like Jason Scott – TMG The Mortgage Group can give you the edge you need in…

Why Your Mortgage Closing Date Matters More Than You Think

Jason Scott

May 30, 2025

Mortgages, Purchasing a new home

If you’re looking to buy a home in Edmonton, here’s something most first-time buyers don’t realize: your closing date can make or break your mortgage experience. And one of the worst dates you can pick is June 30th. Watch my video or read on for more details! Why Not June…

Why Fixed Mortgage Rates Are Rising in Edmonton

Jason Scott

May 23, 2025

Mortgages

Fixed mortgage rates are climbing again this week, and if you’re buying or renewing soon, it might be time to lock in your rate. Watch my video or read on for more details! What’s Driving Fixed Mortgage Rates Up? Fixed mortgage rates in Canada are closely tied to the bond…

Why “Subject to Financing” Matters in a Hot Market

Mr. Bongo

May 13, 2025

Mortgages, Purchasing a new home

When you’re making an offer on a home, subject to financing is one of the most important conditions you can include—especially in Edmonton’s hot housing market. Watch my video or read on for more details! What Is Subject to Financing? Subject to financing is a condition in your purchase contract…

How to Handle Your Property Tax Bill in 2025

Jason Scott

May 9, 2025

Mortgages, Purchasing a new home

If you’ve just received your 2025 property tax bill, you may be wondering: do I need to pay this, or has my lender already taken care of it? As a mortgage broker in Edmonton, I get this question all the time. Watch my video or read on for more details!…

News

Using Your RRSP for a Down Payment as a First-Time Homebuyer

Who Owns the Appraisal on Your Home?

Save on Edmonton Homeownership with Alberta’s 2025 Property Tax Deferral Program

Understanding Your Purchase Contract: What Happens When Extras Are Included

What Does the June 4th Bank of Canada Rate Announcement Mean for You?

Navigating the Spring Housing Market: Tips for First-Time Homebuyers in Edmonton

Why Your Mortgage Closing Date Matters More Than You Think

Why Fixed Mortgage Rates Are Rising in Edmonton

Why “Subject to Financing” Matters in a Hot Market

How to Handle Your Property Tax Bill in 2025

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