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Vacation Debt: Why You Shouldn’t Put Your Trip On Your Credit Card

November 10, 2025

Vacation debt is one of those things that feels harmless while you are away, but it can quietly hurt your finances long after you are back in Edmonton. As a mortgage broker, I see vacation debt show up on credit reports all the time and it often surprises people how…

What the Federal Budget Means for Mortgage Rates and Canadian Homebuyers

Jason Scott

November 5, 2025

Mortgages

The Canadian federal budget has real consequences for mortgage rates, taxes and the long term cost of borrowing for homebuyers. When Ottawa announces a large deficit, it affects how much the government needs to borrow and how global investors view Canadian debt, and that eventually shows up in the interest…

Maximizing Savings: Integrating Métis Down Payment Grants with Refinance and Renewal Strategies in Edmonton’s Market

Connection Inc

October 9, 2025

Mortgage Refinance

As Alberta’s housing landscape continues to evolve in 2025, Métis Citizens have a unique edge with the reopened Down Payment Assistance Program. But what if you’re already a homeowner looking to upgrade or invest? At Jason Scott – TMG The Mortgage Group, we specialize in blending these grants with refinance…

Property Tax Payments and Your Mortgage

Jason Scott

October 8, 2025

Mortgages

Property tax payments are a core part of homeownership, yet many buyers are unsure whether to roll them into the mortgage or pay the municipality directly. As a mortgage broker in Edmonton, I see both approaches work, depending on the lender and the borrower. Keep reading or watch my video…

Using Garden Suite Rental Income to Qualify for a Mortgage in Edmonton

Jason Scott

October 8, 2025

Mortgages

Garden suites (carriage homes, laneway suites) are secondary dwellings built on an existing residential property, often in the backyard or above a garage. They provide extra living space and, in many cases, serve as rental units. Here’s how they can help in terms of your mortgage. Keep reading or watch…

Unlocking Homeownership: How Métis Down Payment Grants in Alberta Can Transform Your Mortgage Journey in 2025

Connection Inc

October 8, 2025

Mortgages

In the ever-evolving YEG real estate market, achieving homeownership can feel like a daunting task, especially with rising property prices. But for Métis Citizens in Alberta, a powerful opportunity has reopened: the Métis Down Payment Assistance Program. Offering up to $20,000 in forgivable loans, this grant is a game-changer for…

How to Finance a Garden Suite in Edmonton

Jason Scott

October 3, 2025

Mortgages

Garden suites (also called carriage homes, backyard homes, laneway homes) are popping up across mature neighbourhoods in Edmonton. They’re often built above a garage on an existing lot and can add significant value to your property while also providing rental income or multigenerational living space. Keep reading or watch my…

Infill and Edmonton’s 2025 Municipal Election

Jason Scott

September 22, 2025

Mortgages

Infill is one of the hottest issues in the 2025 Edmonton municipal election. For mature neighbourhoods like Hazeldean, Ritchie, Bonnie Doon, Crestwood, and Glenora the question isn’t whether development will happen, it’s how. Keep reading or watch my video for more details: Why Infill Matters Infill replaces older homes, sometimes…

Why the Bank of Canada Held Rates (& What It Means for Your Mortgage)

Jason Scott

July 30, 2025

Mortgages, Purchasing a new home

The latest Bank of Canada rate decision may have disappointed anyone hoping for a cut, but it wasn’t exactly surprising. Inflation remains stubborn, and a stronger-than-expected job market, combined with U.S. tariff concerns, is keeping pressure on prices. Continue reading or watch my video for more details: Why the Bank…

How Métis Buyers Can Take Advantage of the Down Payment Grant Program

Jason Scott

July 24, 2025

Mortgages, Purchasing a new home

If you’re Métis and dreaming of homeownership, there’s good news. The Métis Nation of Alberta’s Down Payment Assistance Program is set to reopen in August. This initiative can offer up to 5% of the purchase price toward your down payment, which is a substantial help, especially in today’s high-cost housing…

News

Vacation Debt: Why You Shouldn’t Put Your Trip On Your Credit Card

What the Federal Budget Means for Mortgage Rates and Canadian Homebuyers

Maximizing Savings: Integrating Métis Down Payment Grants with Refinance and Renewal Strategies in Edmonton’s Market

Property Tax Payments and Your Mortgage

Using Garden Suite Rental Income to Qualify for a Mortgage in Edmonton

Unlocking Homeownership: How Métis Down Payment Grants in Alberta Can Transform Your Mortgage Journey in 2025

How to Finance a Garden Suite in Edmonton

Infill and Edmonton’s 2025 Municipal Election

Why the Bank of Canada Held Rates (& What It Means for Your Mortgage)

How Métis Buyers Can Take Advantage of the Down Payment Grant Program

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