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How to use a cash back mortgage to manage debt

Managing Debt When Buying a Home

July 1, 2024

Debt Reduction, Mortgages, Purchasing a new home

I would like to explain managing debt when buying a home. A common question I get from potential homebuyers is whether they can roll other debts into their mortgage when purchasing a home. Can You Roll Debts into a Mortgage? The short answer is no; you cannot directly roll other…

Navigating Edmonton’s Hot Housing Market!

Jason Scott

June 25, 2024

Mortgages, Purchasing a new home

Edmonton’s housing market is incredibly competitive right now, and it’s both exciting and frustrating for buyers and sellers. I’d like to share some critical insights to help you navigate the market, especially if you’re a buyer. Edmonton’s Current Market Edmonton’s housing market is hot – if you’re a seller, it’s…

New Amortization Rules for First-Time Home Buyers!

Jason Scott

June 17, 2024

Mortgages, Purchasing a new home

Exciting changes are coming for first-time home buyers starting in August. The federal government has announced that buyers of new build homes can now opt for a longer amortization period. Here’s how it could impact your home buying journey. Current Amortization Rules As it stands, if you’re putting down less…

How the RRSP Limit Increase Can Help First-Time Homebuyers

Jason Scott

June 10, 2024

Mortgages, Purchasing a new home

In April, the federal government announced their budget, which included a couple of things designed to aid first-time home buyers; here’s how it can help. Increased Allowable Limit for RRSP Withdrawals One significant change the federal government made is the increase in the allowable limit you can take from your…

Buying Vs. Renting (with a Pet)

Jason Scott

June 3, 2024

Mortgages, Purchasing a new home

This week, my 11-month-old blue healer puppy Gus inspired me to explain the advantages of buying a home over renting, especially as someone with pets. An Alternative to Renting for Pet-Owners For many, finding a rental property that accommodates pets can be an arduous task. I empathize with the struggles…

Don’t Overextend Your Mortgage Pre-approval Amount!

Jason Scott

May 27, 2024

Mortgages, Purchasing a new home

The spring brings a surge of homebuyers seeking pre-approvals, aiming to secure their dream homes amidst the warmer weather. It’s an exciting time, but it’s crucial to approach the market with prudence and foresight, and not overextend your mortgage pre-approval amount. The Temptation of High Pre-Approval Amounts In the frenzy…

Why You Should Get a Pre-approval Before Buying a Home

Jason Scott

May 20, 2024

Mortgages, Purchasing a new home

Getting a pre-approval is crucial before buying a home. The spring market is in full swing and homes are flying off the market, so if you are looking to secure your dream home, it’s time to get organized. Pre-approvals When you get a pre-approval with me, I’ll ask you for…

We share insights on the neighbourhood of Secord, and their family homes and basement suites.

Secord: Family Homes & Basement Suites

Jason Scott

May 13, 2024

Purchasing a new home

Cole Grekul, of Maxwell Progressive Realty, and I are back to share insights on the housing options available for families in Secord (a vibrant West Edmonton neighbourhood) and how to leverage a basement suite to help with your mortgage. Secord Situated just west of the Anthony Henday, Secord is perfect…

Tips on how to navigate Edmonton's Spring Housing Market

Navigating Multiple Offers in Edmonton’s Competitive Spring Market

Jason Scott

May 6, 2024

Purchasing a new home

I am joined again with my colleague Cole Grekul to showcase some tips on tackling multiple offers in Edmonton’s hot spring market! Edmonton’s Current Market The Edmonton housing market is experiencing a surge, particularly with the onset of the spring market. Multiple offers have become common, for example 6/12 of…

Working with a Realtor in a Hot Market

Jason Scott

April 29, 2024

Purchasing a new home

Today, my friend Cole Grekul, an Edmonton realtor, and I discuss tips on buying a home in the hot spring market, and why working with a realtor is crucial for getting the best deal on a property. Strategies for Success The market is highly competitive this year, even before the…

News

Managing Debt When Buying a Home

Navigating Edmonton’s Hot Housing Market!

New Amortization Rules for First-Time Home Buyers!

How the RRSP Limit Increase Can Help First-Time Homebuyers

Buying Vs. Renting (with a Pet)

Don’t Overextend Your Mortgage Pre-approval Amount!

Why You Should Get a Pre-approval Before Buying a Home

Secord: Family Homes & Basement Suites

Navigating Multiple Offers in Edmonton’s Competitive Spring Market

Working with a Realtor in a Hot Market

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