News

Mortgage planning is critical to retirement planning

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Nothing says summer like roasting smokies over a campfire. It seems everything tastes better roasted.Smokies were on the menu during my family’s most recent tenting trip. But my wife Catherine, who was a vegetarian for 11 years before our boys were born, doesn’t venture beyond chicken or fish these days.…
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Are you looking to buy a second home?

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The changing lifestyles of Canadians are affecting how and where we live. Fortunately, mortgage lenders and insurers have created mortgages that meet these needs.The lowest possible down-payment is 5% of the purchase price. Down-payments can come from a number of sources and can include savings, Registered Retirement Savings Plan withdrawals,…
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The Pros and Cons of Refinancing Your Home

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Mortgage rates are low and property values are stable, so it may make sense to refinance your home.Many people refinance their mortgages to take advantage of lower interest rates or pay off debts with higher interest rates. Othes will use the money to invest in Registered Retirement Savings Plans (RRSPs),…
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How to fix your credit score

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Your credit score is the single biggest factor that lenders use in determining your interest rate when you apply for a mortgage. Yet most people don’t even know what a credit score is, let alone whether they have a high score or a low one. The sad truth is if…
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