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What Are Posted Mortgage Rates? You may have seen the term posted rate when looking at mortgage options—but what does it actually mean? Unlike the rate you actually get on your mortgage, posted rates are the rates lenders use when calculating certain penalties, particularly Interest Rate Differential (IRD) penalties. Watch…

What Are Mortgage Cashback Offers? When shopping for a mortgage, you might come across lenders offering cashback incentives—sometimes $1,000, $2,000, or more—if you open a bank account with them and have your mortgage payments come directly from it. Sounds like a great deal, right? Not always. Watch my video or…