News

Be a Bit of a Grinch This Christmas – Make a Budget!

December 11, 2023

It might make sense this Christmas to be a bit of a grinch, and make a budget for gifts. I’ll admit it – I’m going to be a bit of a Grinch this holiday season. I am reducing how much I’m spending on gifts, I would encourage you to maybe…

Time for Your Mortgage Renewal?

Jason Scott

December 4, 2023

Mortgage Renewal, Mortgages

Have an upcoming mortgage renewal? Wondering what’s the best way forward for mortgage renewals? Let me explain what to think about. If you bought your house four or five years ago, you’re probably worried about your mortgage coming up for renewal and seeing higher payments. In many cases, people will…

Types of Lenders: What You Need to Know

Jason Scott

November 27, 2023

Mortgages, Purchasing a new home

Wondering what are the types of mortgage lenders, and what your options are? I’ll break it down for you! Let’s talk about the types of lenders mortgage brokers have access to! The first one is the big banks. These are the Scotia Banks, TD Banks of the world,—you know them…

Time to Get a Variable-Rate Mortgage!

Jason Scott

November 22, 2023

Mortgages, Purchasing a new home

Now is the time to get a variable-rate mortgage – why is that? Let me explain. For the better part of this year, people were choosing fixed rates for their mortgages—usually a three-year fixed rate, sometimes a five-year fixed rate. But now in the last couple of weeks, it’s time…

It’s Now Easier to Switch Lenders in Canada!

Jason Scott

November 14, 2023

Mortgage Refinance, Mortgage Renewal

Up for mortgage renewal? There’s great news – it’s now easier to switch lenders in Canada! I’ll explain how it works. There was a little-known policy that came out last week. This is totally mortgage broker geek stuff, BUT it has huge implications for you. OSFI, the government body that…

What is the Smith Maneuver? Jason Scott, Edmonton Mortgage Broker

Get More Out of Your Mortgage: The Smith Maneuver

Jason Scott

October 30, 2023

Mortgages

Did you know there’s a clever trick to get more out of your mortgage? It’s called the “Smith Maneuver,” and it’s a way to make your mortgage interest tax deductible in some cases. It works this way: Every time you pay your mortgage, a part of that payment, the “principal,”…

How Car Loans Impact Mortgages

Jason Scott

October 16, 2023

Debt Reduction, Mortgages

Let me break down how car loans impact mortgages. There are good reasons not to get a car loan, or to keep payments small! I just bought a car—a 2009 Honda Fit complete with hail damage and rust. It’s got the best anti-theft device ever because it’s a five-speed manual,…

3 Tips on How to Move to Alberta. Jason Scott, Edmonton Mortgage Broker

Tips on How to Move to Alberta: 3 Things You Need to Know

Jason Scott

October 2, 2023

Mortgages

Looking for some tips on how to move to Alberta? Here are 3 things you should know! Many, many people are moving from Ontario and BC to Edmonton these days. Because of our lower cost of living, houses are way less expensive here. If you’re planning on making a move…

I Can Help You Find the Right Neighbourhood to Live In in Edmonton

Jason Scott

September 25, 2023

Mortgages

It can be hard to know what neighbourhood to buy in when you’re moving from another province or country. But I can help you find the right neighbourhood in Edmonton! Here’s how. There are a lot of people moving to Edmonton from other parts of the country—mostly BC and Ontario…

Interprovincial Home Buying: Bridge Financing

Jason Scott

September 18, 2023

Mortgage Refinance, Mortgages

Thinking about moving to another province? You might need to know about bridge financing! A lot of people are moving to Alberta from other provinces, specifically Ontario and British Columbia. And if someone’s selling their home in another province and they want their proceeds to be used as the down…

News

Be a Bit of a Grinch This Christmas – Make a Budget!

Time for Your Mortgage Renewal?

Types of Lenders: What You Need to Know

Time to Get a Variable-Rate Mortgage!

It’s Now Easier to Switch Lenders in Canada!

Get More Out of Your Mortgage: The Smith Maneuver

How Car Loans Impact Mortgages

Tips on How to Move to Alberta: 3 Things You Need to Know

I Can Help You Find the Right Neighbourhood to Live In in Edmonton

Interprovincial Home Buying: Bridge Financing

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